We have begun plans to start the 2026 Consumer Decision Making (CDM) Team Practices!

CDM is where youth learn to make smart financial choices based on real things they may buy. For the regional contest, youth will study 4-6 products that they will most likely buy before they turn 18. At the contest and at practices, they receive fake scenarios and will work individually to figure out the smartest financial choice. Jr High and Senior High youth also compete as a team and give group presentations on a scenario.

This team is great for anyone, especially those who like to talk or want to improve their speaking.

Divisions Include (Grade as of Jan 1):

• Jr. -4th/5th
• Jr. High- 6th, 7th, 8th
• Sr. High- 9th-12th

Summer practices may vary as we are waiting for a few of our past member’s availabily. Practices in June and July will either be from 3:00 to 4:30 PM or from 2:00 to 3:30 at the extension office. It will be open to 4-12th graders. As school gets started, there will be two options for high schoolers and one option for our younger youth.

June and July Practice Dates for Regionals:

• June 9
• June 22
• June 29
• July 13
• July 27

August Practice Dates for Regionals:

Senior High Team A & Senior Individuals: 12-1:30 PM (Time may change based on high school members with dual enrollment hours)

Jr, Jr. High, Senior High Team B & Individuals: 3:30-4:45 PM

• August 3
• August 10

Regional Contest for all competitors, All Day in Lebanon- August 17th. Parents must drive and stay due to the nature of the day.

Juniors and Junior High Members finish on August 17th.

State Level Competitors, if selected, times will stay the same, and you will keep practicing:

• August 24
• August 31
• September 7
• September 17
• September 21
• September 28
• October 5
• State Contest is on October 10

You can take a sneak preview of potential topics by visiting the national contest website.

If you have a member interested in competing, please e-mail Mrs. Nicole for more information.